Life Insurance

This benefit provides financial security to your family members in the event of your death or accidental dismemberment. Our term insurance plan allows employees who work at least 24 hours per week to receive coverage for 1.5 times their base salary at no cost. Additional coverage up to 3 or 4 times base salary and dependent options are available to purchase. Employees who work 16-23 hours per week may also elect to purchase coverage.

Voluntary Accidental Death and Dismemberment Insurance

If the amount of accidental death and dismemberment insurance provided under the life insurance plan is insufficient to meet your needs, a voluntary accidental death and dismemberment plan is available. Coverage is provided for yourself, or for both you and your family. Employees who work 16 or more hours per week are eligible to purchase this extra coverage.

Long Term Disability (LTD) Insurance Program

LTD coverage allows employees to receive a percentage of income while away from work for an extended period due to a qualifying disability. Employees scheduled to work at least 24 hours per week are provided LTD coverage at 40% at no cost with the option to purchase additional coverage. Employees who work 16-23 hours per week may also elect to purchase coverage.

Voluntary Short Term Disability 

Short Term Disability coverage allows employees to receive a percentage of pay while temporarily away from work for a qualifying disability. Employees who work 16 or more hours per week are eligible to purchase coverage.